Thank you for the excellent comments and questions.  It is humbling, and as always, I wish everyone the best in their elevation process.  It's not too often I spend with screens, so my input on the site has been limited.  That said, it's very helpful and appreciated to hear of everyone's insights, analysis and experience.

I was lucky to be born to stable parents and to have crossed paths with Chris Hall who introduced me to Michael, who has thankfully shared the effective techniques.  Despite having a challenging marriage, modest income, and slavery to the various forces of nature, the intent to achieve liberation from incarnation is the foremost driver of my existence.  I practice whenever I can, for however long I can.  At current, I essentially follow the recommended inSelf yoga syllabus and procedure: rise early for exercise and meditation, eat carefully at the proper times, and practice in the evening after work or before sleep.  Being imperfect, I adapt and flex as necessary and continually cultivate dispassion toward activity and achievement, which I feel is a predisposition developed from other lifetimes of effort.  Weekends I may spend 3-5 hours of exercise, meditation and study, if not involved with my two sons physical training and education.  

Since I removed myself from an inhospitable cohabitation with the mother of my children, and have since lived alone, practice is much more effective in this relative isolation.  However, I still pay all the bills and work like a dog to fulfill my parental obligations. Slowly and carefully I have distanced myself from unproductive social scenarios and people. 

My answer in summation, if a summation is possible, is to practice at all costs the effective techniques published in Michael's books and any others you may learn. Fate and accumulation of effort from previous existences plays a large part. Accomplishment of goals may or may not happen in this lifetime.  Do not be deterred.

Beside the efforts and attainments, the challenges to spiritual elevation are ever present. I approach them as a warrior might, traveling the road from nowhere to nowhere, eternally, unimportant.  I detect this density by nature is a dualistic battlefield.   

Thanks to guruji, and all the yogis and adepts throughout the worlds!