There is definitely the consideration of past lives. And that makes it feel understandable because possibly it's just a balancing act. So they had to go through it and it was waiting to happen.

But the providential aspect of life simply happening in spite, and the living entity being minute that anything can happen, including group or individual generational payment. And, also things just happening "like an asteroid with our name on it", long drawn pole shifts syndromes or some coronapocalypse.